Career

Career

Empire Trust Microfinance Bank is a financial institution that was incorporated with the objective of reducing the number of Nigerians living below poverty line by providing responsive financial services and offerings in line with the global initiative of poverty alleviation in order to enhance the quality of life of the low-end actively engaged populace .The bank was incorporated in 2014 and is duly licensed by the Central Bank of Nigeria as a Microfinance Bank.

We are recruiting to fill the positions below:

Job Title - Team Lead (Public Sector)

Location - Lagos, Nigeria

Job Responsibilities
  • Build and manage rapport with corporate clients so as to ensure optimum customer acquisition, retention and income generation from sales of all products of the bank.
  • Accountable for driving new client acquisition and retention, growing market share.
  • To identify and develop a target pipeline and aggressively market for new profitable status customers from the identified target sectors.
  • Manage key customer relationships through regular contacts and visits by ensuring that effective call program is maintained on all assigned and prospect customers. Etc
  • Managing and liaising with existing credit clients.
  • Monitoring loan portfolio for repayment and slippages
  • Establish and maintain positive business and customer relationships
  • Booking of quality loans for the bank and ensuring repayment of same
  • Champion deposit mobilization
  • Identify target markets and sales tactics to improve product offerings

Qualification & Required Skills

  • Degree/HND in related discipline.
  • Must have at least 5 years’ marketing experience in commercial banking
  • Must have experience in dealing with Lagos State Civil Servants/Federal workers
  • Strong credit analysis, documentation and relationship management skills
  • Ability to assess customer needs and develop products that suits their needs
  • Must possess in-depth understanding and knowledge of Corporate Banking Products
  • Effective communication and reporting skills
  • Problem-solving and decision-making skills
  • Preferable candidate should reside on Lagos Island and its environs

Application Closing Date
July 3, 2020


Job Title:Recovery Officer

Location:Lagos

Duties & Responsibilities
  • Recover bad debts from delinquent debtors.
  • Obtain delinquent reports for all assigned defaulting portfolios and manage the recovery process.
  • Reduce the non-performing loans owed to a company.
  • Design work-out payment plans for debtors
  • Develop options and alternatives that guarantee an effective recovery process, by devising customized recovery strategy on a case by case basis.
  • Respond and enforce the banks policy issues to clients, such as fraud, breach of contract etc.
  • Maintain appropriate and comprehensive records of customer’ discussions.
  • Manage all assets (vehicles, income generating assets, personal assets and inventories) presented for repossession in line with the bank’s processes and procedures.
  • Deliver high quality, efficient, responsive and professional service during the recovery process that portraits the bank ethical conduct.
  • Report [daily] progress against target to the designated authority

Qualification & Required Skills
  • Degree/HND in related discipline.
  • 2 -5 years’ experience in a debt recovery role; preferable with financial services or Microfinance.
  • Effective communication and reporting skills
  • Basic mathematics and analytical skills as well as investigative and persuasive skills
  • Problem-solving and decision-making skill
  • Knowledgeable of recovery best practice and approach.

Area of Expertise
  • Debt Collection
  • Issue Resolution
  • Numerical and well organised.

Salary
Very Attractive

Application Closing Date
10th July, 2020

Method of Application
Applicants should send their CV to: careers@empiretrustmfb.com using the Job Title as the subject of the mail.