Savings Accounts

Personal Savings

This account is designed for all categories of customers to encourage individual savings.

Features

  • N500 minimum opening account requirement.
  • Friendly account opening process
  • Free account maintenace fee
  • Attractive interest rate
  • Unlimited withdrawal
  • SMS alert services
  • Bank Statement of Account (available on request)
  • Debit card that works on all ATM.
  • Deposit and withdrawal can be made via any of our correspondent bank branches
  • Availability of mobile banking facility.




Savings Plus

Empire savings plus is a hybrid savings account that has the features of both savings and current account.

Features

  • N500 minimum opening account requirement.
  • Minimum account balance of N5, 000
  • SMS alert services
  • Cheque/dividend warrant lodgement allowed
  • Third party withdrawal
  • Can be used to access loan facilities
  • Free maintenance fee.
  • Cheques not valid for clearing
  • Debit card that works on all ATM.
  • Attractive interest rate
  • Deposit and withdrawal can be made via any of our correspondent bank branches
  • Availability of mobile banking facility.
  • Bank statement of account (available on request)

Target Savings

This savings account is designed to encourage and assist customers save over a period of time towards the execution of a particular project such as children’s school fees, Christmas, and so on.

Features

  • N500 minimum opening account requirement.
  • Minimum duration of 30 days
  • Penalty on withdrawal before 30 days
  • Free maintenance fee.
  • Deposit can be made via any of our correspondent bank branches
  • Attractive interest rate
  • SMS alert services
  • Debit card that works on any ATM