Investment Products

Savings Account

Personal Savings

This account is designed for all categories of customers to encourage individual savings.

Features
  • N500 minimum opening account requirement.
  • Friendly account opening process
  • Free account maintenace fee
  • Attractive interest rate
  • Unlimited withdrawal
  • SMS alert services
  • Bank Statement of Account (available on request)
  • Debit card that works on all ATM.
  • Deposit and withdrawal can be made via any of our correspondent bank branches
  • Availability of mobile banking facility.

Savings Plus

Empire savings plus is a hybrid savings account that has the features of both savings and current account.

Features
  • N500 minimum opening account requirement.
  • Minimum account balance of N5, 000
  • SMS alert services
  • Cheque/dividend warrant lodgement allowed
  • Third party withdrawal
  • Can be used to access loan facilities
  • Free maintenance fee.
  • Cheques not valid for clearing
  • Debit card that works on all ATM.
  • Attractive interest rate
  • Deposit and withdrawal can be made via any of our correspondent bank branches
  • Availability of mobile banking facility.
  • Bank statement of account (available on request)

Target Savings

This savings account is designed to encourage and assist customers save over a period of time towards the execution of a particular project such as children’s school fees, Christmas, and so on.

Features
  • N500 minimum opening account requirement.
  • Minimum duration of 30 days
  • Penalty on withdrawal before 30 days
  • Free maintenance fee.
  • Deposit can be made via any of our correspondent bank branches
  • Attractive interest rate
  • SMS alert services
  • Debit card that works on any ATM

Current Account

Individual Current Account

This account offers a wide range of services that will make our customer financial activities more pleasurable, flexible and convenient at any point in time through the use of cheques.

Features
  • N1,000 minimum opening account requirement.
  • Friendly account opening process
  • Affordable account maintenace fee
  • Issuance of cheque.
  • Unlimited withdrawal
  • Third party withdrawal.
  • SMS alert services
  • Bank Statement of Account (available on request)
  • Debit card that works on all ATM.
  • Deposit and withdrawal can be made via any of our correspondent bank branches
  • Availability of mobile banking facility.

Corporate Current Account

This is an account designed to meet our corporate customers need and we are committed to providing innovative financial and flexible banking services to our corporate customer.

Features
  • N2,000 minimum opening account requirement.
  • Friendly account opening process
  • Affordable account maintenace fee
  • Issuance of cheque.
  • Unlimited withdrawal
  • Third party withdrawal.
  • SMS alert services
  • Bank Statement of Account (available on request)
  • Debit card that works on all ATM.
  • Deposit and withdrawal can be made via any of our correspondent bank branches
  • Availability of mobile banking facility.

Fixed Deposit

This product is designed for long and short term investment, Empire Trust MFB will provide the best options that guarantees optimal returns on investment to our different categories of customers.

Features
  • Minimum fixed deposit of N50,000
  • Part liquidation of investment allowed (Condtion applies).
  • Negotiable interest rate
  • Minimum duration of 30 days
  • Can be used as collateral to access loan.